Saturday, May 17, 2008
Legally pay 1/2 price for Gas. $ 2.00 a gal. for regular gas
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Wednesday, April 23, 2008
Hot New Marketing Tool Not Even Released to The Public Yet(Generate Back Links to Your Site)
It is a credit-driven intelligence engine which is coupled to a cascading tag-based web directory.
What exactly does this mean? It means that Qassia will change your life.
Good stuff your websites will like At Qassia, you can add your websites for free, and without having to add reciprocal backlinks.
You'll get unlimited quality backlinks (as opposed to useless "no-follow" backlinks). You can also add intel. Short for "intelligence", intel is a tidbit of information.
Qassia rewards users who add intel in three ways.
1)Backlinks You get one backlink for every piece of intel you add. Every intel will carry a direct backlink to one of your sites. So the more intel you add, the more backlinks you get.
2)Credit When you add intel, you also get credit, in the form of Qassia dollars. Your net worth in Qassia dollars determines how well your websites rank in their directory.
3)Revenue When your intel is displayed, you get 100 % of all revenue generated by that page. That is not a typo, by the way: they give you ALL of the gross ad revenue. This means that website owners have triple incentive to contribute intel. The contributed intel will allow Qassia to become a vast repository of intelligence, with unrivalled original content. And a vast amount of original content draws traffic like honey draws ants.
(this except is taken directly from the qassia site link "about")
CHECK IT OUT HERE
Monday, April 21, 2008
Multiple Streams of Income
The best way to achieve financial stability out of your online business is to build multiple streams of online income. By spreading out your income over several different projects, you are not so dependant on just one source if income. If one of you projects suddenly stops producing income, you can just move on and focus on another project. The idea behind having multiple streams of income is not only to have many different sources of income coming in at the same time, but also to protect your income. If you get yourself too involved with only one source, and that source happens to collapse, your entire income then follows and collapses along with the source. You see this all the time in business. Something new is put on the market, and it seems everyone must have one. It becomes very popular and profitable, then suddenly its not. Something comes along and eventually replaces what was once hot. For example look at the audio cassette, when introduced it replaced the 8 track and the record albums, not too long after the cassette came the CD, and now we are living in the age of mp3's, ipods, and many other sources of digital media. The cassette is no longer profitable. The manufacturers of the cassette had to jump onto the new trend and rather quickly.
When creating income online by providing information (whether or not it's your own content or someone else's) the chance of an idea losing all of its money making potential will be minimized. By creating multiple streams of online income you'll be greatly increasing your efforts to generate more income each and every month. You need to strive for numerous streams that will bring you income each month without spreading yourself too thin. And there is no other way to do this any easier than creating them online.
The level of difficulty and the numerous risk factors of trying to run numerous small businesses in the real world is tremendous. You'd never be able to keep up and/or manage all these businesses.
With the technology today, and the use of the Internet; you now have a tremendous opportunity to easily establish and manage several online businesses that can create a constant flow of positive income with very little effort, once established. The opportunities are endless; there are many different options you can choose from to create several streams of income online.
Here are a few different options:
• Creating AdSense Sites
• Affiliate Marketing through articles, forums and other avenues
• Product Creation
In Fact take a look at the startling report from a major research firm:
Forrester Research US eCommerce Forecast:
" A boost in US online retail sales from $172 Billion in 2005 to $329 Billion in the year 2010.
People will spend $329 billion online in 2010!
If you have one good reason why you might think you don't deserve a piece of that pie; then don't bother reading any further. Making money online is not for you.
But if you can actually comprehend that you are just as brilliant as most normal everyday people who are making enormous amounts of money online today---
And you know you have the desire of creating a better life than the one you have now ...
Then take the first step. Realize that anyone can do it.
Growing a Money tree - A Step by Step Guide to Making Money Online"
Sunday, April 20, 2008
How Money and Credit is Used by an Average Middle Class Family
John Smith graduates High School at 18 with his basic knowledge of money, and heads off to college. His family lives from check to check just like most people today, so John needs a student loan to make his way through college. While attending college he is either seduced into applying for credit cards, or basically just handed credit cards from some creditors.
So what does an 18 year old kid do with a credit card? Basically the same thing most 18 year olds do. They compete with their friends and use it to buy hi tech toys, impress his dates by buying nice gifts and taking them to dinners, etc. etc. This is all done on credit. John does have a part time job so he is able to pay his bills but he fails to pay down the balance and only pays only pays the minimum payment, which is what most creditors want you to do. Why did John only pay the minimum payment? Either he only had enough money to pay the minimum payment, or he felt by only giving a small portion of his income towards his debt he would leave spending money in his pockets for other things. He might have not wanted to let go of what he had in his pocket. Either way, for what ever reason, he failed to pay off his balance in full. John is already living above his means and he does not even realize it. What John also fails to realize is that the longer he holds a balance the more money he will pay for what ever he had purchased. Because of the interest charged on every dollar he spends, that hi tech stereo system which had cost him $ 1,500.00 might cost him $ 2,000.00, possibly even upwards to $ 3,000.00 when it is finally paid off.
A few years later, being the responsible person he is, John still manages to keep paying his minimum payments, so the creditors keep increasing his credit limits and other creditors keep sending him cards. He has finished school and he has a decent job making $ 40,000.00 per year, carries a $ 10,000.00 balance on his credit cards, and is slowly paying off his student loans. Life seems to be going well, but he is slowly being groomed into a lifestyle that will eventually hurt him financially in the future.
John meets the love of his life, Jill, and decides she will be the one to marry. John has a little money in savings and he uses it to buy his love a ring. She says “yes” and the two of them dream of having a happy and prosperous life together, it all feels so right. The wedding plans begin, and they quickly find out how expensive a wedding can be. Although the both of them managed to save money for a good portion of what was needed they fell short of cash. Instead of down grading their elaborate wedding, they decide to use their credit cards to pay for a few of the needed things, including their 3 week honeymoon.
After the beautiful wedding and their romantic hi end honeymoon, its back to reality and they both have returned to their every day life. Some time has passed again, and they have managed to pay down some of the balances on the credit cards. With both John and Jill having such great credit they have no problem getting a mortgage to buy their dream home. Now John and Jill both have taken on one of the biggest financial burdens they will ever have in their life, they now have a mortgage to pay, but they are so proud, they own their own home. Most of their savings has been used to pay for the down payment on the house and they need to do a few repairs and also furnish this home. With the credit cards in hand they do the necessary repairs and they furnish this beautiful home. Because of all the credit they were given, they actually were able to move faster into the future with their dreams, not realizing that they were now caught on the treadmill to destruction. They owe 30 years of their life just to pay for the house, let alone all the other bills and most of their income would be used for paying down the debt they have accumulated over the last few years. Neither John nor Jill has any extra money for basic spending let alone anything left for savings or investing. As they continue to use the cards for their purchases, it gets to the point that they are now using their credit cards to pay for their basic needs, food shopping, clothing, etc. There isn’t enough money coming in to put towards savings, they are now way beyond their means having already spent their future income. John begins to realize he cannot keep this pace anymore. A commercial on the radio tells him how he can lower his monthly payments and even put more cash in his pocket by consolidating his bills. By doing so John has cut basically a third off his monthly payments, arming him with 33% extra money at the end of the month. This eases his mind for sometime, but instead of taking advantage of this comfort zone, the spending begins again. Why? Because they have some extra cash coming in monthly, but instead of saving it, Jill feels she needs a new car. Why not? They have the extra money. So they head off to the car dealer, to buy that nice new car. Not only have they lost money by purchasing a new car, which will lose value the minute they drive it off the lot, but they purchased this car on credit. Not only are they paying more for the car by having to pay interest on the loan, they are also paying the interest on a loan which is a greater value then the car is worth.
Few years later they have managed to keep their credit in good standings, and they decide to start having children. Not only have the children come but also they need “kid things”. A new minivan is needed to get the mom and kids around so John trades that new car in for a new mini van, the loan from the first car transfers over to the new car and of course increases the balance. They are now living the life they dreamed of, but most of what they own is on credit. They owe somebody something for it. They seem to be happy, although they are now working to keep what they own.
The Kids grow up and the whole cycle starts again, eventually John reaches the age of 65, has re-mortgaged his home many times through the years, still owes money on the home, still owes balances on his credit cards and like most people of that age, they cannot survive on social security alone. John has to continue to work. They have failed to set up a large enough retirement fund to allow himself to retire. John has worked his entire life, earned well over a million dollars and has nothing to show for it.
So where did all of John’s money go? It went to all his creditors. Most of John’s earning and money was used to pay interest. Between all the credit cards, the mortgages, loans, etc. etc. John built himself a life of financial slavery. John basically did what he was taught to do with his money. He followed the lead of everybody else around him, which led him into becoming a slave to debt.
Does this sound familiar? I bet it does. This is the life of the majority of people today. Believe it or not it was planned to be this way. We as the working class are actually used to constantly keep the flow of credit revolvong only to make the banks and large corporations wealthier.
There is a way out of this rat race. You need to educate yourself with what they know. The power of leveraging your money. Plant a seed today for your tree tommorrow.
With the correct knowledge and strategies, you could actually buy anything you want without using your credit, or even touching your primary income. The techniques are absolutly simple and easy to implement; you just have to know how.
Educate Yourself Today!
Strategies of Using Money Correctly to Generate Wealth
I remember when I was a kid, we had just one family car, one TV in the house and anything we wanted it was bought with cash. If we didn't have cash we didn't get it.
Nowadays, with credit, you can just about get anything you want today on a promise that you will pay for it tomorrow. So in reality people are spending anywhere from 18-24% more on something they might want or need; and that's if they pay it all back by the end of the year. But you will find that's not the case with most working middle class people. Cars, boats, vacations, and even everyday essentials such as food will be purchased with credit. With some people its at the point where their entire paycheck goes towards paying off their debt with very little if anything to put away or to use to purchase something they actually need. When someone finds them self in this position, what do they do?
That's right; increase their credit.
The debt grows, and eventually catches up and overpowers their income to a point that it becomes virtually impossible to pay off their debt. What happens next is they will usually consolidate that debt into a larger loan with longer terms. Now what they have purchased costs them two, three, four times as much as the purchase originally cost.
But it does not stop here. They now have a zero balance on all available credit, and the whole process starts over again. This time it gets worse, their entire income cannot cover the monthly payments of accumulated debt, their credit ratings begin to take a dive, sending them into a slow downward spiral towards financial disaster.
Why is this happening to so many people today?
1. They do not know how to use money correctly. Most people are buying non producing liabilites first, instead of buying assets or producing liabilities. You need to purchase a producing asset or liability first which can produce enough income to pay for the non producing liability while the producing asset's equity is increasing. This process will allow you to accumulate non-producing liabilites, virtually for nothing. In the long run it didn't cost you a dime of your own money. Actually, you now own a non-producing liability while your net worth has increased.
- The Cash Flow of the poor: Job -> Income -> Expenses
- The Cash Flow of the middle class: Job -> Income -> Liabilites -> Expenses
- The Cash Flow of the Rich: Job -> Assets -> Income -> Libilities -> Expenses
2. Because they lack the knowledge of how to leverage money. You must think of a dollar as if it were a "seed". Once you plant the seed it will grow to two, two into four, four in eight, eight into sixteen, and sixteen in thirty two, etc.
In reality if you use the correct strategies and techniques you could actually buy all your wants and desires without ever touching your primary income or increasing the amount of bad debt you would normally accumulate.
This is where the term comes from "using other people's money". What do you think the banks and large corporations are doing.
Grow Your Own Money Tree
Wednesday, April 16, 2008
Make Money with Articles and Article Directories
Article directories are websites that house free articles. These articles are usually put there by whoever owns the copyright to them as a promotion method. Each article has the owners byline placed under it so that those who eventually read the article will know who wrote it (or at least who owns it) and will be able to get in contact with or visit their website for further information.
Articles directories are a great place to put your articles so that they will make you money. By using this method, people who are interested in your product or service will see your article, view you as an expert in the subject, and will visit your website. Even if you cannot write or do not have any knowledge on the subject on which you are promoting (for example for you run an affiliate website), you can always hire a writer to do the work for you. Getting quality articles written will be expensive up front, but they will pay for themselves in no time, either through affiliate sales or selling your own services, and everything from then on is pure profit.
Let’s take a real life example. Imagine that you are an accountant working from home. You write an article on an accounting topic and place it on various article directories. Those who are looking for the subject you wrote about will read your article, see that you have the knowledge and skill that is needed to do a job for them, and visit your website or contact you via e-mail. Your article just gained you a new client who may use your services regularly, but will definitely give you a nice profit at least once.
Furthermore, since you have posted it on a free article directory, others who have affiliate websites about accounting will inevitably use your article for their website. Since they must attach your byline to it, this will bring you even more exposure for every website that re-posts your article. This because you will be benefiting of off the traffic that they get to their website.
There are numerous article directories out there for you to utilize. Your bet best is to put a copy of each of your articles on every one for maximum exposure. It will eventually help to bring more traffic and customers to your website, which will lead to new orders and more profit.
http://www.growamoneytree.com




